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$565K · 1 bed Condo Townhouse · 13 Sister Varga Terrace, Hamilton, Ontario L9B 1T8 | HomeSearchCanada

$565,000

13 Sister Varga Terrace

167 DOM

11167d

Map

DOM 167

↓ $34KMotivated Seller

$565,000

↓ $34KMotivated Seller

DOM167days

13 Sister Varga Terrace

Hamilton · Ontario L9B 1T8

MLS® X12628020 · Kennedy · L9B 1T8

11OwnerOccupied900-999 ft²Condo TownhouseNoneNo basement167d$595/ft²$0 tax/yrBuilt 198541 yrs oldNo basement

167 days on market

About this home

Welcome to St. Elizabeth Village - Hamilton's premier gated 55+ community! This beautifully renovated 960 sq. ft. bungalow offers stylish, carefree one-floor living with no stairs. Inside, you'll find a thoughtfully designed 1-bedroom, 1-bathroom layout featuring a modern bathroom with a walk-in shower-perfect for ease of use and mobility. The open-concept kitchen flows seamlessly into the spacious living and dining area, complete with a large peninsula that seats at least four. It's an ideal se…

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Property details

MLS#: X12628020
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle

Condo corp #: 489
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Board & Batten
Fronting on: —
Cross street: Garth Street & Rymal Rd W
Stories: 0
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $34KPrice reduction

MLS shows the seller reduced the asking price by $34,000 (from $599,000 to $565,000).

Motivated SellerWhy this label

167 days on market — Listing has been active for 167 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12628020

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$565K

13 Sister Varga Terrace · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $565,000✓ $0 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,804/mo

incl. closing costs (yr 1)

Annual total

$57,652

year 1

Mortgage only

$2,143/mo

principal + interest

Beyond mortgage

$1,555/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$113,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $25,721/yr

Property taxes13% $7,775/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,650/yr

Condo fees14% $7,846/yr

Closing costs9% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,721	$2,143/mo
Government & taxes
Land transfer tax(closing)	$7,775	$648/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,650	$471/mo
Condo fees
Condo / HOA fees	$7,846	$654/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,652	$4,804/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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13 Sister Varga Terrace

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs