$460K · 3+2 bed Condo Townhouse · North I, London North

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About this home

Great opportunity for first time home buyers or investors! 3+2 Bedroom 2.5 Bathroom, good layout. Loads of cupboards and counter space in the kitchen with breakfast bar, ceramic floor and pass through to the living room. Huge living room / dining room / great room area with laminated floor. Walk in to an Open concept kitchen/ living room with access to the backyard. Upstairs you will find 3 spacious bedrooms as well as a luxurious 5 piece washroom with skylight. The lower level features an addit…

Property details

MLS#

X12617336

Status

Buy Now

Property class

Residential Condo & Other

Beds

3+2

Baths

3 full, 0 half

Rooms

8 + 5

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished, Full

Style

2-Storey

Type

Condo Townhouse

Year built

2003

Occupancy: Tenant Occupied
Washrooms: 5 pc · Upper; 4 pc · Basement; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: R5-3 NF

Foundation: Concrete
Property features: Hospital, Park, Public Transit, School Bus Route, School

View: City

Condo corp #: 597
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Shingle
Fronting on: —
Cross street: Wonderland North to Sarnia Rd West
Stories: —
Utilities: —
Laundry: In Basement, Laundry Room
Laundry level: Lower Level
Interior: Carpet Free
Parking features: Private

Price movement & seller pressure

↓ $34KPrice reduction

MLS shows the seller reduced the asking price by $34,100 (from $494,000 to $459,900).

Motivated SellerWhy this label

223 days on market — Listing has been active for 223 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $3,052 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,066/mo

incl. closing costs (yr 1)

Annual total

$48,797

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,391/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$254/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,937/yr

Property taxes18% $8,725/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,599/yr

Condo fees8% $3,876/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$3,052	$254/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$3,876	$323/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,797	$4,066/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs