$675K · 3 bed Condo Townhouse · Unit 31, 744 Nelson Street, Norfolk, Ontario N0A 1N0

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About this home

Welcome to this beautifully designed 3-bedroom, 3-bathroom bungaloft, offering the perfect blend of luxury, function, and architectural charm. From the moment you step inside, the soaring vaulted ceilings, expansive windows, and light-toned flooring create a bright, airy atmosphere that flows throughout the home. The main floor features an open-concept layout anchored by a stunning custom shiplap fireplace wall with a designer mantel, adding warmth and modern character to the living space. The c…

Property details

MLS#

X12607058

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full

Style

Bungaloft

Type

Condo Townhouse

Year built

2023

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Main; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 45
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding, Brick Veneer
Fronting on: —
Cross street: Nelson St. W
Stories: 1
Utilities: —
Laundry: Laundry Room, In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $690,000 to $675,000).

Motivated SellerWhy this label

273 days on market — Listing has been active for 273 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $5,115 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,907/mo

incl. closing costs (yr 1)

Annual total

$70,880

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$2,056/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$426/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $30,729/yr

Property taxes21% $15,090/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,750/yr

Condo fees11% $7,652/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$5,115	$426/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Condo fees
Condo / HOA fees	$7,652	$638/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,880	$5,907/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 31

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs