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$380K · 2 bed Condo Apartment · Unit 502, 23 Main Street, Hamilton, Ontario L9H 2P7 | HomeSearchCanada

$379,950

Unit 502

21TenantOccupied

Map

$379,950

Unit 502

23 Main Street · Hamilton · Ontario L9H 2P7

MLS® X12546348 · Dundas · L9H 2P7

21TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement$447/ft²$2,762 tax/yrNo basement

About this home

Well respected mature condo building in quiet town of Dundas. Just steps to downtown core and famous supermarket. Offering 2 bedrooms, 70 square foot balcony , 1 underground parking , access to community room and much more.

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Property details

MLS#: X12546348
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 95
Balcony: Terrace
Locker: Exclusive
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King St West
Stories: 5
Utilities: —
Laundry: Common Area
Interior: None
Parking features: None

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12546348

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$380K

Unit 502 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $379,950✓ $2,762 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,896/mo

incl. closing costs (yr 1)

Annual total

$46,758

year 1

Mortgage only

$1,441/mo

principal + interest

Beyond mortgage

$1,649/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,990

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$230/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,174

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $17,297/yr

Property taxes15% $6,936/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,800/yr

Condo fees20% $9,565/yr

Closing costs11% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,297	$1,441/mo
Government & taxes
Property tax	$2,762	$230/mo
Land transfer tax(closing)	$4,174	$348/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,800	$317/mo
Condo fees
Condo / HOA fees	$9,565	$797/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,758	$3,896/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 502

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs