Loading neighbourhood intel…

$299K · 0 bed Condo Apartment · Unit 501, The Charlotte, 560 Rideau Street, Ottawa, Ontario K1N 0G3 | HomeSearchCanada

$299,000

Unit 501

01TenantOccupied

Map

$299,000

Unit 501

The Charlotte · 560 Rideau Street · Ottawa · Ontario K1N 0G3

MLS® X12464484 · 4003 - Sandy Hill · K1N 0G3

01TenantOccupied0-499 ft²Condo ApartmentNoneNo basement$599/ft²$3,321 tax/yrBuilt 20233 yrs oldNo basement

About this home

Experience the ultimate Ottawa lifestyle in this stunning studio, perfectly positioned within walking distance of Byward Market, Rideau Shopping Mall, uOttawa, Parliament Hill, National Arts Centre, and more. Enjoy quality finishes, in-suite laundry, sleek appliances, secure storage, and a private balcony with city views. The building's state-of-the-art amenities include an indoor pool, fitness center, BBQ area, bike storage, yoga studio, party room, game room, and 24/7 concierge service. Schedu…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12464484
Status: Buy Now
Property class: Residential Condo & Other
Beds: 0
Baths: 1 full, 0 half
Rooms: 0
Kitchens: 1
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Building name: The Charlotte
Condo corp #: 1098
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Concierge, Elevator, Exercise Room, Game Room, Outdoor Pool
Fees include: Heat Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Cobourg St
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X12464484

Do you own a home in Lower Town - Sandy Hill?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$299K

Unit 501 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,000✓ $3,321 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,163/mo

incl. closing costs (yr 1)

Annual total

$37,956

year 1

Mortgage only

$1,134/mo

principal + interest

Beyond mortgage

$1,324/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$277/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,960

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,612/yr

Property taxes17% $6,281/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,990/yr

Condo fees12% $4,414/yr

Closing costs13% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,612	$1,134/mo
Government & taxes
Property tax	$3,321	$277/mo
Land transfer tax(closing)	$2,960	$247/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,990	$249/mo
Condo fees
Condo / HOA fees	$4,414	$368/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,956	$3,163/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 501

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs