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$450K · 2 bed Condo Apartment · Unit 1404, 85 Duke Street, Kitchener, Ontario N2H 0B7 | HomeSearchCanada

$449,800

Unit 1404

22OwnerOccupied

Map

$449,800

Unit 1404

85 Duke Street · Kitchener · Ontario N2H 0B7

MLS® X12212482 · N2H 0B7

22OwnerOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement$529/ft²$3,908 tax/yrBuilt 20188 yrs oldNo basement

About this home

This tall modern sophisticated open concept condo is in the heart of downtown Kitchener with a welcoming concierge main lobby service. Unit 1404 is a corner unit with multiple views that shows excellent and is well presented with beautiful flooring, cabinetry, a large granite movable island and floor to ceiling stylish windows. Owned locker and underground parking space. The multi views from the large covered open balcony has southerly/easterly exposure showing off Kitchener's beautiful landscap…

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Property details

MLS#: X12212482
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 616
Balcony: Open
Locker: Owned
Association amenities: Concierge, Elevator, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Young St
Stories: 14
Utilities: —
Laundry: In Area
Interior: Other
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX K.L.S. Realty Inc.

Source: TRREB/PROPTX · MLS® X12212482

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$450K

Unit 1404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,800✓ $3,908 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,453/mo

incl. closing costs (yr 1)

Annual total

$53,433

year 1

Mortgage only

$1,706/mo

principal + interest

Beyond mortgage

$1,832/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$326/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,498/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$69/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,471

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $20,477/yr

Property taxes18% $9,379/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,498/yr

Condo fees19% $9,919/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,477	$1,706/mo
Government & taxes
Property tax	$3,908	$326/mo
Land transfer tax(closing)	$5,471	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,498	$375/mo
Condo fees
Condo / HOA fees	$9,919	$827/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,433	$4,453/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1404

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs