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$315,000
429 Kent Street · Ottawa · Ontario K2P 1B5
501 days on market
Nestled in the vibrant heart of the city, this exquisite one-bedroom apartment offers an exceptional urban living experience with generous proportions rarely found in downtown dwellings. The residence showcases gleaming hardwood floors that flow seamlessly throughout an open-concept living and dining area. The spacious bedroom boasts a big closet, while the modern bathroom is 4Pcs. Culinary enthusiasts will appreciate the well-appointed kitchen with stainless steel appliances, perfect for both e…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Analysis suppressed — contact agent
Seller signals
↓ $54KPrice reduction
MLS shows the seller reduced the asking price by $54,000 (from $369,000 to $315,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: COLDWELL BANKER SARAZEN REALTY
Source: TRREB/PROPTX · MLS® X12207400
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $14,340 | $1,195/mo |
| Government & taxes | ||
| Property tax | $3,075 | $256/mo |
| Land transfer tax(closing) | $3,200 | $267/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,150 | $263/mo |
| Condo fees | ||
| Condo / HOA fees | $5,454 | $454/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $39,879 | $3,323/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.