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$600K · 2 bed Condo Townhouse · Unit 7, 3192 VIVIAN LINE 37 Line, Stratford, Ontario N5A 0J8 | HomeSearchCanada

$599,900

Unit 7

40 DOM

2240d

Map

DOM 40

$599,900

DOM40days

Unit 7

3192 VIVIAN LINE 37 Line · Stratford · Ontario N5A 0J8

MLS® X11898481 · Stratford · N5A 0J8

22OwnerOccupied1200-1399 ft²Condo TownhouseNoneNo basement40d$462/ft²Lot < .50 ac$5,163 tax/yrBuilt 20233 yrs oldNo basement

40 days on market

About this home

Welcome to 3192 Vivian Line in beautiful Stratford! This gorgeous easy living 2 storey, 2 bed, 2 bath condo loft has it all! This beautiful open concept space boasts all the natural sunlight you could ever want! There are plenty of upgrades: 18 ft ceilings, quartz counter tops, flooring, upgraded trim, black stainless steel appliances and upgraded lighting just to mention a few. You will love the spacious primary bedroom with a full ensuite bath. Laundry is on the main floor with top of the li…

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Property details

MLS#: X11898481
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1200-1399 (range) · 1,393 sq ft finished (above grade)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Second

Zoning: RH

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Fenced Yard

Fireplaces: 0

Condo corp #: 61
Balcony: Enclosed
Locker: Exclusive
Association amenities: Visitor Parking
Fees include: Unknown
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Unknown
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Wood · Private Entrance
Fronting on: East
Cross street: Mornington to Vivian Line.
Stories: —
Utilities: —
Laundry: Electric Dryer Hookup, In Bathroom
Interior: Other, Water Heater Owned, Water Softener
Parking features: Unknown

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Hiller Realty Brokerage

Source: TRREB/PROPTX · MLS® X11898481

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$600K

Unit 7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $5,163 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,185/mo

incl. closing costs (yr 1)

Annual total

$62,217

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,745/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$430/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,310/yr

Property taxes22% $13,636/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees7% $4,612/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$5,163	$430/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$4,612	$384/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,217	$5,185/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 7

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs