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$619K · 3 bed Condo Apartment · Unit 403, Highland Hills, 625 ST DAVID Street, Centre Wellington, Ontario N1M 0A8 | HomeSearchCanada

$618,800

Unit 403

16 DOM

3116d

Map

DOM 16

$618,800

DOM16days

Unit 403

Highland Hills · 625 ST DAVID Street · Centre Wellington · Ontario N1M 0A8

MLS® X10876096 · Fergus · N1M 0A8

31OwnerOccupied1000-1199 ft²Condo Apartment2-car Underground16d$563/ft²$3,391 tax/yrBuilt 201511 yrs old

16 days on market

About this home

Welcome to this charming, well loved and extremely well maintained 3 bedroom, 2 bathroom TOP floor condo. From the moment you walk through the front door, your first reaction is WOW and yes it does have that WOW factor. The kitchen has been recently and completely renovated, offering you beautiful granite counter tops, marble backsplash, updated stainless steel appliances and lots of counter/prep space for the gourmet cook in your family. The breakfast bar is the perfect place for your family an…

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Property details

MLS#: X10876096
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 3
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199 (range) · 1,085 sq ft finished (above grade)
Basement: —
Style: Other
Type: Condo Apartment
Year built: 2015

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

View: Park/Greenbelt

Building name: Highland Hills
Condo corp #: 177
Balcony: Open
Locker: None
Association amenities: Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Backs On Green Belt, Controlled Entry, Deck
Fronting on: West
Cross street: Tower Street North, Right on Belsyde, Left on St. David
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Water Heater, Water Softener
Parking features: Private, Other

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty Brokerage

Source: TRREB/PROPTX · MLS® X10876096

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$619K

Unit 403 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $618,800✓ $3,391 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,125/mo

incl. closing costs (yr 1)

Annual total

$61,496

year 1

Mortgage only

$2,348/mo

principal + interest

Beyond mortgage

$1,581/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,188/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,851

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $28,170/yr

Property taxes20% $12,242/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,188/yr

Condo fees9% $5,736/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,170	$2,348/mo
Government & taxes
Property tax	$3,391	$283/mo
Land transfer tax(closing)	$8,851	$738/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,188	$516/mo
Condo fees
Condo / HOA fees	$5,736	$478/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,496	$5,125/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs