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$600K · 3 bed Condo Townhouse · Unit 31, 129 VICTORIA Road, Guelph, Ontario N1E 6V3 | HomeSearchCanada

$599,900

Unit 31

48 DOM

3248d

Map

DOM 48

↓ $25K

$599,900

↓ $25K

DOM48days

Unit 31

129 VICTORIA Road · Guelph · Ontario N1E 6V3

MLS® X10876093 · Grange Road · N1E 6V3

32OwnerOccupied1000-1199 ft²Condo TownhouseNoneFinished, Full48d$546/ft²$2,633 tax/yrBuilt 198541 yrs oldFinished, Full

48 days on market

About this home

Welcome to 31-129 Victoria Rd N, where the story of your next chapter begins. This charming 3-bedroom, 1.5-bath townhouse is more than just a place to live—it’s a space to create memories, unwind, and embrace a lifestyle filled with comfort and convenience. Perfectly designed for families and downsizers alike, this home blends cozy living with practical features that cater to your everyday needs. Imagine stepping into a bright, open-concept living area where sunlight dances through the window…

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Property details

MLS#: X10876093
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8 + 2
Kitchens: 1
Size: 1000-1199 (range) · 1,483 sq ft finished (above grade)
Basement: Finished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard

Fireplaces: 0

Condo corp #: 60
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: East
Cross street: Victor Davis RC Unit 31 is located on the back row just about in the middle.
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Water Heater, Water Softener
Parking features: Private, Other, Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,100 (from $625,000 to $599,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: eXp Realty

Source: TRREB/PROPTX · MLS® X10876093

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$600K

Unit 31 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $2,633 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,004/mo

incl. closing costs (yr 1)

Annual total

$60,043

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,563/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$219/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $27,310/yr

Property taxes18% $11,106/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees8% $4,968/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$2,633	$219/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$4,968	$414/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,043	$5,004/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 31

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs