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$388K · 1 bed Condo Apartment · Unit 404, The Kaufman Lofts, 404 KING STREET N/A, Kitchener, Ontario N2G 2L5 | HomeSearchCanada

$387,500

Unit 404

43 DOM

1143d

DOM 43

$387,500

DOM43days

Unit 404

The Kaufman Lofts · 404 KING STREET N/A · Kitchener · Ontario N2G 2L5

MLS® X10445821 · N2G 2L5

11OwnerOccupied800-899 ft²Condo ApartmentNone43d$456/ft²$3,091 tax/yrBuilt 200323 yrs old

43 days on market

About this home

Elevate your lifestyle in this exquisitely updated east-facing loft, nestled in one of Kitchener's most recognizable historic buildings at 404 King Street W. This immaculate unit showcases industrial architecture with soaring 14-foot ceilings and expansive windows that flood the space with natural light, offering a bright and inviting atmosphere.The heart of this home is a beautifully appointed kitchen equipped with stainless steel appliances, a granite countertop island with a breakfast bar, an…

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Property details

MLS#: X10445821
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899 (range) · 898 sq ft finished (above grade)
Basement: —
Style: Other
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Ensuite laundry: Ensuite laundry

Roof: Tar and Gravel
Foundation: Poured Concrete
Property features: Hospital

Fireplaces: 0

View: Skyline

Building name: The Kaufman Lofts
Condo corp #: 450
Balcony: None
Locker: Owned
Association amenities: Bus Ctr (WiFi Bldg), Rooftop Deck/Garden, Visitor Parking
Fees include: CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: —
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Brick · Controlled Entry, Recreational Area
Fronting on: East
Cross street: Victoria St N / King St W
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Ventilation System
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Oakville, Milton & District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Sotheby's International Realty Canada, Brokerage

Source: TRREB/PROPTX · MLS® X10445821

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$388K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $387,500✓ $3,091 tax✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,131/mo

incl. closing costs (yr 1)

Annual total

$49,573

year 1

Mortgage only

$1,470/mo

principal + interest

Beyond mortgage

$1,845/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,500

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,875/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,288

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $17,641/yr

Property taxes15% $7,379/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,875/yr

Condo fees20% $10,018/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,641	$1,470/mo
Government & taxes
Property tax	$3,091	$258/mo
Land transfer tax(closing)	$4,288	$357/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,875	$323/mo
Condo fees
Condo / HOA fees	$10,018	$835/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,573	$4,131/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs