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$449,000
DOM14daysThe Kip District · 20 Thomas Riley Road · Toronto · Ontario M9B 1B3
14 days on market
**Location, Location** Beautiful, Spacious, Open Concept 1+1 Bedroom and large den at the Kip District. Den can be 2nd bedroom or home office. Laminate floors thru-out. Open Concept kitchen features a custom quartz kitchen island. Walk out to Balcony with Panoramic View of the Lake and City. 1 Underground Parking, 1 Locker, 24Hrs Concierge. Amazing amenities includes Gym, Party room, Theatre room, Pet washing station, Media Lounge, BBQ area, Guest Suites. Steps to Kipling subway station, Transit…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 PERCY FULTON LTD.
Source: TRREB/PROPTX · MLS® W13880556
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,440 | $1,703/mo |
| Government & taxes | ||
| Property tax | $2,141 | $178/mo |
| Land transfer tax(closing) | $5,455 | $455/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,490 | $374/mo |
| Condo fees | ||
| Condo / HOA fees | $6,235 | $520/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,422 | $4,118/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.