Loading neighbourhood intel…
Loading neighbourhood intel…
$579,000
DOM15days3045 Finch Avenue · Toronto · Ontario M9M 0A5
15 days on market
Welcome To Harmony Village! This 890 Sq Ft *End Unit* Stacked Townhouse Boasts 2Bedrooms+ Den, 1.5 Baths, A Walk-Out Private Patio, 2 Parking Spots & A Locker.Maintained WithLove By The Current Owners, New Stainless Steel Appliances with Quartz counters. This UnitIs Perfect For Young Families! Lots Of Upgrades. Garage EntranceNext To The Unit.Motorize Shutter in master Bedroom .Easy Access To 401/400, YorkUniversity ,HumberCollege! Finch LRT At your Doorstep Provide Transit from HumberCollege St…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX MILLENNIUM REAL ESTATE
Source: TRREB/PROPTX · MLS® W13875280
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,359 | $2,197/mo |
| Government & taxes | ||
| Property tax | $2,074 | $173/mo |
| Land transfer tax(closing) | $8,055 | $671/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,790 | $483/mo |
| Condo fees | ||
| Condo / HOA fees | $6,585 | $549/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $59,523 | $4,960/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.