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$584,900
DOM16days251 Manitoba Street · Toronto · Ontario M8Y 0C7
16 days on market
Welcome home to this bright and well designed modern 2 bedroom 2 bathroom condo in the Empire Phoenix development in the highly desirable Mimico Humber Bay Shores Community. This home comes with parking and locker conveniently located on the same floor as well as a large open balcony. The open living room and kitchen layout, equipped with stainless steel appliances and built in dishwasher, with floor to ceiling windows, laminate flooring and neutral finishes creates a welcoming and serene home.…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE NEW WORLD REALTY INC.
Source: TRREB/PROPTX · MLS® W13873372
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,627 | $2,219/mo |
| Government & taxes | ||
| Property tax | $2,793 | $233/mo |
| Land transfer tax(closing) | $8,173 | $681/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,849 | $487/mo |
| Condo fees | ||
| Condo / HOA fees | $6,112 | $509/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,214 | $5,018/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.