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$484,900
DOM18daysWindermere By The Lake · 15 Windermere Avenue · Toronto · Ontario M6S 5A2
18 days on market
Enjoy the best of waterfront living and city convenience at 15 Windermere Avenue #314, ideally located near the tranquil shores of Lake Ontario at Sunnyside Park and the expansive natural beauty of High Park. Set within Windermere By The Lake in Toronto's desirable High Park-Swansea neighbourhood, this thoughtfully designed 598 sq. ft. condo offers 1 bedroom, 1 bathroom and southwest exposure. 10 foot ceilings make this home feel spacious and luxurious, making it seem bigger than it is! Large pi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SUTTON GROUP-ADMIRAL REALTY INC.
Source: TRREB/PROPTX · MLS® W13861000
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,075 | $1,840/mo |
| Government & taxes | ||
| Property tax | $2,218 | $185/mo |
| Land transfer tax(closing) | $6,173 | $514/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,849 | $404/mo |
| Condo fees | ||
| Condo / HOA fees | $9,151 | $763/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,126 | $4,594/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.