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$439,000
DOM21days870 Jane Street · Toronto · Ontario M6N 4C2
21 days on market
Thoughtfully updated two-storey condo townhouse set within a quiet, park-side community overlooking Smythe Park. This bright and move-in ready residence offers a functional layout with two bedrooms, two bathrooms, underground parking, and an owned locker. A welcoming foyer with convenient closet storage leads into the open-concept living and dining area, seamlessly connected to a sunlit kitchen with walkout to a private balcony surrounded by greenery and unobstructed park views. The main floor a…
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Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY LTD.
Source: TRREB/PROPTX · MLS® W13854230
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,985 | $1,665/mo |
| Government & taxes | ||
| Property tax | $2,102 | $175/mo |
| Land transfer tax(closing) | $5,255 | $438/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,390 | $366/mo |
| Condo fees | ||
| Condo / HOA fees | $9,877 | $823/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $52,269 | $4,356/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.