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$632,743
X02 RESIDENCES · 285 Dufferin Street · Toronto · Ontario M6K 0J2
25 days on market
Welcome to XO2 Condos located in unbeatable convenience in the heart of Toronto's vibrant west end. This 2 bedroom plus den with 2 bathrooms offers a bright and spacious south-facing layout with stunning views of the city skyline and Lake Ontario. Residents of XO2 enjoy access to premium amenities including a 24-hour concierge, fitness centre, rooftop terrace, co-working spaces, BBQ areas, and more. Ideally situated just steps to the 504 streetcar, Exhibition GO Station, Liberty Village, shops,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $31KPrice reduction
MLS shows the seller reduced the asking price by $30,886 (from $663,629 to $632,743).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: PIVOT REAL ESTATE GROUP
Source: TRREB/PROPTX · MLS® W13837126
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,805 | $2,400/mo |
| Government & taxes | ||
| Property tax | $3,982 | $332/mo |
| Land transfer tax(closing) | $9,130 | $761/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,327 | $527/mo |
| Condo fees | ||
| Condo / HOA fees | $7,908 | $659/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $66,812 | $5,568/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.