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$900,000
DOM28days3029 Finch Avenue · Toronto · Ontario M9M 0A2
28 days on market
Welcome to this Spacious Well-Maintained, Gorgeous 2-Storey Townhome Nestled in the Family-Oriented Neighbourhood of Humbermede. This Home Features Three Bedrooms & Four Washrooms with a Convenient Fourth Bedroom on the Lower Floor with a Separate Entrance & Ensuite Laundry. Large Primary Bedroom features an Ensuite 5 Piece Washroom, His & Her Closets & Juliette Balcony. The Main Floor Welcomes you with a Spacious Foyer, Open Concept Living Room/Dining Room featuring 9 Ceilings. Well Situated Wi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CITIBLOC REALTY
Source: TRREB/PROPTX · MLS® W13829806
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,375 ft² · ON avg ~$91/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $40,972 | $3,414/mo |
| Government & taxes | ||
| Property tax | $2,952 | $246/mo |
| Land transfer tax(closing) | $14,475 | $1,206/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $1,097 | $91/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,000 | $750/mo |
| Condo fees | ||
| Condo / HOA fees | $3,720 | $310/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $81,975 | $6,831/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.