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$520,000
DOM31daysThe Humber · 10 Wilby Crescent · Toronto · Ontario M9N 0B6
31 days on market
Welcome To The Humber, Located At Lawrence And Weston Road. This Bright And Modern 2-Bedroom, 2-Bathroom Unit Offers An Open-Concept Layout With Plenty Of Natural Light And Well-Maintained Laminate Flooring Throughout. The Contemporary Kitchen Flows Seamlessly Into The Living Area, Which Leads To A Private 100 Sq Ft Balcony With An Electrical Outlet, Unobstructed City And Humber River Views, And Excellent Privacy. Thoughtful Upgrades Include Additional Electrical Outlets In Both Bedrooms, As Wel…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® W13812176
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,673 | $1,973/mo |
| Government & taxes | ||
| Property tax | $2,578 | $215/mo |
| Land transfer tax(closing) | $6,875 | $573/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,200 | $433/mo |
| Condo fees | ||
| Condo / HOA fees | $6,467 | $539/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,453 | $4,621/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.