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$369,000
DOM34days15 James Finlay Way · Toronto · Ontario M3M 0B3
34 days on market
Welcome to Suite 920 at 15 James Finlay Way, where lifestyle and location come together in one of Downsview's most convenient communities. This bright and beautifully maintained 1 bedroom, 1 bathroom suite includes parking and is vacant, freshly painted with automatic window coverings and ready for its new owner. Previously owner occupied and lovingly cared for, this home offers a move in ready opportunity for a first time buyer, downsizer, or savvy investor.The location is truly hard to beat. W…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RED REALTY GROUP INC.
Source: TRREB/PROPTX · MLS® W13806302
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $16,798 | $1,400/mo |
| Government & taxes | ||
| Property tax | $2,096 | $175/mo |
| Land transfer tax(closing) | $4,010 | $334/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,690 | $308/mo |
| Condo fees | ||
| Condo / HOA fees | $6,145 | $512/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $43,400 | $3,617/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.