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$650,000
420 Mill Road · Toronto · Ontario M9C 1Z1
36 days on market
Bright & spacious generously sized 3-bedroom penthouse suite with beautiful views Etobicoke Creek. Prime Etobicoke location. Huge, terrace-like balcony with unobstructed views and a gorgeous city skyline. Two fully renovated washrooms. Gorgeous laminated floors throughout. Modern kitchen with a breakfast area. Maintenance fee includes all utilities. Great amenities: outdoor pool, tennis court, sauna, playground, car wash, security system, BBQ area & more. Steps to Centennial Park, trails, transi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $25,000 (from $675,000 to $650,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE TERREQUITY REALTY
Source: TRREB/PROPTX · MLS® W13799372
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,591 | $2,466/mo |
| Government & taxes | ||
| Property tax | $2,140 | $178/mo |
| Land transfer tax(closing) | $9,475 | $790/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,500 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $11,507 | $959/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,873 | $5,823/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.