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$1,149,000
39 Annie Craig Drive · Toronto · Ontario M8V 0H1
41 days on market
Experience Exceptional Waterfront Living In This Bright And Spacious Condo Offering Stunning, Unobstructed Views Of Lake Ontario And The Toronto Skyline. The Expansive Wrap-Around Balcony Features Three Convenient Walkouts, Creating The Perfect Space To Enjoy The Views And Outdoor Living. The Open-Concept Layout Is Filled With Natural Light From Floor-To-Ceiling Windows And Features A Large Kitchen With Centre Island And Breakfast Bar, Along With A Comfortable Eat-In Area. The Primary Bedroom In…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $1,199,000 to $1,149,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: LPT REALTY
Source: TRREB/PROPTX · MLS® W13777010
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $52,307 | $4,359/mo |
| Government & taxes | ||
| Property tax | $4,750 | $396/mo |
| Land transfer tax(closing) | $19,455 | $1,621/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,490 | $958/mo |
| Condo fees | ||
| Condo / HOA fees | $11,189 | $932/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $109,851 | $9,154/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.