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$449,999
205 Sherway Gardens Road · Toronto · Ontario M9C 0A5
42 days on market
Visit the REALTOR website for further information about this Listing. This bright, open-concept sub-penthouse gets a ton of natural light and features engineered hardwood and tile floors throughout. The kitchen is spacious, complete with granite countertops, a breakfast bar, and stainless steel appliances. One of the best things about this unit is the view-you get a clear, incredible sight of both the Toronto skyline and the lake! The location is super convenient, too. It's right across the str…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $38KPrice reduction
MLS shows the seller reduced the asking price by $38,001 (from $488,000 to $449,999).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: EASY LIST REALTY LTD.
Source: TRREB/PROPTX · MLS® W13773758
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,486 | $1,707/mo |
| Government & taxes | ||
| Property tax | $2,234 | $186/mo |
| Land transfer tax(closing) | $5,475 | $456/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,500 | $375/mo |
| Condo fees | ||
| Condo / HOA fees | $6,341 | $528/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,696 | $4,141/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.