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$458,000
370 Wallace Avenue · Toronto · Ontario M6P 3P2
43 days on market
This remarkable stacked townhouse is in the Toronto Junction area. This property offers the perfect blend of urban convenience and peaceful seclusion. Located just steps from transit, shops, and restaurants, it provides easy access to everything the vibrant Junction neighborhood has to offer, yet it maintains a quiet and private atmosphere. The townhouse itself boasts new flooring throughout, sleek quartz countertops, Brand new washroom and kitchen and modern stainless steel appliances. Inside,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $10KPrice reduction
MLS shows the seller reduced the asking price by $10,000 (from $468,000 to $458,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS REFERRED URBAN REALTY
Source: TRREB/PROPTX · MLS® W13768260
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,850 | $1,738/mo |
| Government & taxes | ||
| Property tax | $2,732 | $228/mo |
| Land transfer tax(closing) | $5,635 | $470/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,580 | $382/mo |
| Condo fees | ||
| Condo / HOA fees | $2,653 | $221/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,110 | $3,926/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.