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$709,000
DOM43daysKey West · 36 Park Lawn Road · Toronto · Ontario M8V 0E5
43 days on market
This is Lake Ontario!! This is what life at Humber Bay Shores looks like. Come home to a bright, spacious 865 sq. ft. corner suite where floor-to-ceiling windows bring in natural light and frame greenery in every direction. The open-concept layout connects the kitchen, dining and living areas, with two balconies offering extra space to step outside and unwind. Both bedrooms feature large windows, and two full bathrooms with sleek glass-enclosed showers add comfort and functionality.Life here is…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: UNION CAPITAL REALTY
Source: TRREB/PROPTX · MLS® W13764256
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $32,277 | $2,690/mo |
| Government & taxes | ||
| Property tax | $3,468 | $289/mo |
| Land transfer tax(closing) | $10,655 | $888/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,090 | $591/mo |
| Condo fees | ||
| Condo / HOA fees | $8,824 | $735/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $72,974 | $6,081/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.