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$579,000
270 dufferin Street · Toronto · Ontario M6C 1A7
43 days on market
XO Condos by Lifetime Developments! Bright and spacious 2-bed, 1-bath suite (~679 sq ft) featuring a sun-filled open-concept layout, modern finishes, and laminate flooring throughout. Walk out to a large balcony with unobstructed views from both the living room and primary bedroom. Enjoy top-tier amenities: 24hr concierge, spin studio, gym, BBQ terrace, media room, and more. Unbeatable location-steps to TTC, Metro, GoodLife, popular dining, cafes, parks, and minutes to the CN Tower, Rogers Centr…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $21KPrice reduction
MLS shows the seller reduced the asking price by $20,900 (from $599,900 to $579,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: EXP REALTY
Source: TRREB/PROPTX · MLS® W13763810
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,359 | $2,197/mo |
| Government & taxes | ||
| Property tax | $3,345 | $279/mo |
| Land transfer tax(closing) | $8,055 | $671/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,790 | $483/mo |
| Condo fees | ||
| Condo / HOA fees | $6,591 | $549/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,800 | $5,067/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.