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$449,000
DOM44days40 Panorama Court · Toronto · Ontario M9V 4M1
44 days on market
Welcome To This Executive 3 Bedrooms, 2 Washrooms Penthouse Unit With 2 Parking Spaces andHuge Double Balcony in a Prestigious Toronto west end. End Suite with Spacious Three Bedrooms, 2 Washrooms & In suite Laundry Room.***Unit Comes With 2 Underground Parking Spot. Great For First Time Buyer. Close To Many Amenities, Schools, Places Of Worship, Library, Transit like TTC(Bus and LRT), Minutes from Hwy 407, 427, 400 and 401. Surrounded by green space, close togrocery stores, restaurants, Shoppin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE G1 REALTY INC.
Source: TRREB/PROPTX · MLS® W13761014
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,440 | $1,703/mo |
| Government & taxes | ||
| Property tax | $573 | $48/mo |
| Land transfer tax(closing) | $5,455 | $455/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,490 | $374/mo |
| Condo fees | ||
| Condo / HOA fees | $9,156 | $763/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,774 | $4,231/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.