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$459,900
10 Wilby Crescent · Toronto · Ontario M9N 0B6
45 days on market
2BD&2BR. Exceptional Value. 4 MIN Walk to UP/GO train. Take 14 Mins to UNION!! Don't Let this one get away! Some views change everything where west-facing, unobstructed views over the Humber River & surrounding greenery create a rare sense of space, privacy & calm, yet you're still right in the city. This thoughtfully designed 715 sq ft 2-bedroom suite offers a truly functional split-bedroom layout, giving both bedrooms their own sense of privacy while keeping the main living space open & connec…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $40KPrice reduction
MLS shows the seller reduced the asking price by $40,000 (from $499,900 to $459,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY LTD.
Source: TRREB/PROPTX · MLS® W13753912
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,937 | $1,745/mo |
| Government & taxes | ||
| Property tax | $2,578 | $215/mo |
| Land transfer tax(closing) | $5,673 | $473/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,599 | $383/mo |
| Condo fees | ||
| Condo / HOA fees | $6,350 | $529/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,797 | $4,233/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.