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$729,000
Arch Lofts · 245 Perth Avenue · Toronto · Ontario M6P 3X9
45 days on market
This oversized and bright one bedroom loft offers the best of west end living! The Arch Lofts represent a great architectural achievement, a historical church conversion and a thoughtfully constructed infill addition. From the moment you enter the space this property feels bright, expansive and welcoming. The sunny floor to ceiling windows and eastern exposure flood the open concept living and dining room with natural light. Walk out to the generous 135 square foot balcony with classic neighbour…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $21KPrice reduction
MLS shows the seller reduced the asking price by $20,500 (from $749,500 to $729,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX PRIME PROPERTIES - UNIQUE GROUP
Source: TRREB/PROPTX · MLS® W13751450
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,187 | $2,766/mo |
| Government & taxes | ||
| Property tax | $3,668 | $306/mo |
| Land transfer tax(closing) | $11,055 | $921/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Ground Source | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,290 | $608/mo |
| Condo fees | ||
| Condo / HOA fees | $9,250 | $771/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $75,110 | $6,259/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.