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$630K · 2 bed Condo Townhouse · Unit 75, 445 Ontario Street, Milton, Ontario L9T 9K4 | HomeSearchCanada

$629,888

Unit 75

2 DOM

222d

Map

DOM 2

$629,888

DOM2days

Unit 75

445 Ontario Street · Milton · Ontario L9T 9K4

MLS® W13744244 · 1037 - TM Timberlea · L9T 9K4

22OwnerOccupied1200-1399 ft²Condo Townhouse1-car Built-InNo basement2d$485/ft²$2,976 tax/yrNo basement

2 days on market

About this home

This 1,340 sqft Oxford model at Abbeys on the Sixteenth gives you two bedrooms and two full bathrooms, with a private garage and driveway. The kitchen features stainless steel appliances, custom counters and tile backsplash, opening straight onto a bright living and dining space. Upstairs, the primary and second bedrooms each come with their own walk-in closet and step out to a private balcony. The lower level adds a second full bathroom and an extra family room most townhomes this size don't ha…

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Property details

MLS#: W13744244
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Condo corp #: 704
Balcony: Open
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Derry / Ontario St
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Storage, Water Softener
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® W13744244

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$630K

Unit 75 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,888✓ $2,976 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,108/mo

incl. closing costs (yr 1)

Annual total

$61,292

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,504/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$248/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $28,675/yr

Property taxes20% $12,049/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,299/yr

Condo fees6% $3,609/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,675	$2,390/mo
Government & taxes
Property tax	$2,976	$248/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$3,609	$301/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,292	$5,108/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 75

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs