Loading neighbourhood intel…
Loading neighbourhood intel…
$389,000
SCOUT · 1787 St Clair Avenue · Toronto · Ontario M6N 0B7
51 days on market
Excellent 1 Bedroom with 1 Den Recently Updated Inside Corner Unit in Toronto's St Clair Gardens Community! Greet Your Friends and Family in the Spacious Foyer. Then Step in to the Spacious Open Concept Design with Beautiful Natural Light From Large Picture Windows. Sit on Your Spacious Balcony and Enjoy the Sights of Toronto's Skyline with Clear South East Views. Make a Great Meal in the Large and Well Equipped Kitchen with Stone Counters and Some Stainless Steel Appliances. Work From Home…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $40KPrice reduction
MLS shows the seller reduced the asking price by $40,000 (from $429,000 to $389,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE TERREQUITY REALTY
Source: TRREB/PROPTX · MLS® W13735178
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,709 | $1,476/mo |
| Government & taxes | ||
| Property tax | $2,179 | $182/mo |
| Land transfer tax(closing) | $4,310 | $359/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,890 | $324/mo |
| Condo fees | ||
| Condo / HOA fees | $5,906 | $492/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $44,654 | $3,721/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.