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$450K · 2 bed Common Element Condo · Unit 404, 4205 Shipp Drive, Mississauga, Ontario L4Z 2Y9 | HomeSearchCanada

$450,000

Unit 404

12 DOM

2212d

Map

DOM 12

$450,000

DOM12days

Unit 404

4205 Shipp Drive · Mississauga · Ontario L4Z 2Y9

MLS® W13708358 · City Centre · L4Z 2Y9

22OwnerOccupied900-999 ft²Common Element Condo1-car UndergroundNo basement12d$474/ft²$2,284 tax/yrNo basement

12 days on market

About this home

Welcome to 4205 Shipp Drive in the beautiful city of Mississauga! This spacious, renovated condo offers nearly 1,000 sq. ft. of comfortable living space in a highly convenient central Mississauga location. Thoughtfully updated throughout, the home features beautiful hardwood flooring, convenient in-suite laundry, two full bathrooms, and a functional layout designed to give families the space they need.The generous interior provides plenty of room for everyday living, entertaining, working from h…

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Property details

MLS#: W13708358
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Clear View, Park, Public Transit

Condo corp #: 341
Balcony: None
Locker: Ensuite
Association amenities: Indoor Pool, Recreation Room, Exercise Room, Sauna
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hwy 10/403/Burnhamth
Stories: 4
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Interior: In-Law Suite, Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® W13708358

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$450K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $2,284 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,615/mo

incl. closing costs (yr 1)

Annual total

$55,381

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,993/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$190/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$83/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $20,486/yr

Property taxes14% $7,759/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,500/yr

Condo fees22% $11,976/yr

Closing costs9% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$2,284	$190/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Condo fees
Condo / HOA fees	$11,976	$998/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,381	$4,615/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs