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$495,000
859 The Queensway N/A · Toronto · Ontario M8Z 1N8
60 days on market
This spacious Unit has 1 Bedroom & Den(room size) +1 parking space and + 1 storage locker. Open-Concept Living and Dining area, Gourmet kitchen with stainless steel appliances, an In-suite laundry for your convenience. This building offers a world of luxurious amenities: Lounge with Designer Kitchen, Private Dining Room, Children's Play Area, Full-size Gym, Outdoor Cabanas, BBQ area, Outdoor Lounge and more! Located on The Queensway, you'll enjoy easy access to Highways, Sherway Gardens, Steps f…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $515,000 to $495,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REMAX YOUR COMMUNITY REALTY
Source: TRREB/PROPTX · MLS® W13705604
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,535 | $1,878/mo |
| Government & taxes | ||
| Property tax | $3,473 | $289/mo |
| Land transfer tax(closing) | $6,375 | $531/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,950 | $413/mo |
| Condo fees | ||
| Condo / HOA fees | $7,792 | $649/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,785 | $4,649/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.