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$689,900
DOM62daysVictoria Lofts · 152 Annette Street · Toronto · Ontario M6P 1P4
62 days on market
Award winning Victoria Lofts transformed a 19th Century Church and Schoolhouse (formerly the Victoria Royce Presbyterian Church) into one of our city's most desired addresses at 152 Annette white maintaining it's original heritage architecture and integrity. Sought after yet rarely offered, this 825 SF 1 bedroom + den features soaring ceilings of more than 10' throughout the principal living areas, large windows with lots of light and exposed duct work in an open concept hard loft with an 153 S…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: BAKER REAL ESTATE INCORPORATED
Source: TRREB/PROPTX · MLS® W13703326
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,407 | $2,617/mo |
| Government & taxes | ||
| Property tax | $3,369 | $281/mo |
| Land transfer tax(closing) | $10,273 | $856/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,899 | $575/mo |
| Condo fees | ||
| Condo / HOA fees | $10,657 | $888/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $73,265 | $6,105/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.