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$490,000
3170 Kirwin Avenue · Mississauga · Ontario L5A 3R1
66 days on market
Welcome to this stunning, fully renovated 3-bedroom, 2-bathroom condominium offering an expansive, thoughtfully designed layout in the heart of Mississauga. Showcasing exceptional craftsmanship and contemporary elegance, this move-in-ready suite has been meticulously renovated from top to bottom with premium finishe. The showpiece custom kitchen features sleek shaker cabinetry, quartz countertops, a centre island, matching quartz backsplash, stainless steel appliances, deep undermount sink with…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $89KPrice reduction
MLS shows the seller reduced the asking price by $89,000 (from $579,000 to $490,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE CERTIFIED REALTY
Source: TRREB/PROPTX · MLS® W13693370
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,307 | $1,859/mo |
| Government & taxes | ||
| Property tax | $2,068 | $172/mo |
| Land transfer tax(closing) | $6,275 | $523/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,900 | $408/mo |
| Condo fees | ||
| Condo / HOA fees | $13,339 | $1,112/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $59,549 | $4,962/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.