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$950K · 3 bed Condo Townhouse · Unit 1, 1270 Gainsborough Drive, Oakville, Ontario L6H 2L2 | HomeSearchCanada

$950,000

Unit 1

22 DOM

3222d

Map

DOM 22

$950,000

DOM22days

Unit 1

1270 Gainsborough Drive · Oakville · Ontario L6H 2L2

MLS® W13676654 · 1005 - FA Falgarwood · L6H 2L2

32OwnerOccupied1400-1599 ft²Condo Townhouse1-car Built-InNo basement22d$634/ft²$2,955 tax/yrBuilt 195175 yrs oldNo basement

22 days on market

About this home

MOVE-IN READY! Beautifully renovated 3-bedroom, 2-bathroom end-unit condo townhouse offering the privacy and feel of a semi-detached home. This bright and stylish home features a carpet-free layout with vinyl flooring throughout, an open-concept main floor, and an impressive kitchen complete with a large centre island, abundant cabinetry, and stainless steel appliances. Large windows fill the home with natural light, complemented by convenient electric window coverings. Enjoy direct access to ap…

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Property details

MLS#: W13676654
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 3-Storey
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 2 pc · Second; 3 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Clear View, Fenced Yard, Park, Public Transit, School

Fireplaces: 1
Fireplace features: Electric, Living Room

View: Clear, Trees/Woods

Condo corp #: 1
Balcony: None
Locker: Exclusive
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Landscaped, Patio, Porch Enclosed, Year Round Living
Fronting on: —
Cross street: Eighth Line & Upper Middle
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Lower Level
Interior: Bar Fridge, Carpet Free, Separate Hydro Meter, Storage Area Lockers
Parking features: Tandem

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP - SUMMIT REALTY INC.

Source: TRREB/PROPTX · MLS® W13676654

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$950K

Unit 1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $950,000✓ $2,955 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,311/mo

incl. closing costs (yr 1)

Annual total

$87,730

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$1,959/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$190,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$246/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $43,248/yr

Property taxes21% $18,430/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,500/yr

Condo fees7% $5,892/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,248	$3,604/mo
Government & taxes
Property tax	$2,955	$246/mo
Land transfer tax(closing)	$15,475	$1,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,500	$792/mo
Condo fees
Condo / HOA fees	$5,892	$491/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,730	$7,311/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs