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$950,000
DOM70days1270 Gainsborough Drive · Oakville · Ontario L6H 2L2
70 days on market
MOVE-IN READY! Beautifully renovated 3-bedroom, 2-bathroom end-unit condo townhouse offering the privacy and feel of a semi-detached home. This bright and stylish home features a carpet-free layout with vinyl flooring throughout, an open-concept main floor, and an impressive kitchen complete with a large centre island, abundant cabinetry, and stainless steel appliances. Large windows fill the home with natural light, complemented by convenient electric window coverings. Enjoy direct access to ap…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SUTTON GROUP - SUMMIT REALTY INC.
Source: TRREB/PROPTX · MLS® W13676654
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $43,248 | $3,604/mo |
| Government & taxes | ||
| Property tax | $2,955 | $246/mo |
| Land transfer tax(closing) | $15,475 | $1,290/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,500 | $792/mo |
| Condo fees | ||
| Condo / HOA fees | $5,892 | $491/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $87,730 | $7,311/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.