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$879,900
DOM71days39 Annie Craig Drive · Toronto · Ontario M8V 0H1
71 days on market
Brand New Never Lived In Unit At Cove Condos! Beautiful 2 Bed/2Bath- 863 Sq Ft With Extra Large Balcony, Walk-In Closet In The Master, Stainless Steel Appliances, Quartz Counter Tops, Parking & Locker! Excellent Location! Close To Downtown Toronto, Highways, Airport, Shopping, Parks, Yacht Clubs, Sunnyside Beach, Boardwalk, Cafes, Restaurants, Ttc! Enjoy Living By The Lake In This Fabulous Location. Humber Bay At It's Finest!This unit has never been occupied, and qualifying purchasers may be abl…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SUTTON GROUP-ADMIRAL REALTY INC.
Source: TRREB/PROPTX · MLS® W13669790
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $40,057 | $3,338/mo |
| Government & taxes | ||
| Property tax | $3,668 | $306/mo |
| Land transfer tax(closing) | $14,073 | $1,173/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,799 | $733/mo |
| Condo fees | ||
| Condo / HOA fees | $6,937 | $578/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $84,194 | $7,016/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.