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$449,900
DOM73days85 Emmett Avenue · Toronto · Ontario M6M 5A2
73 days on market
Welcome to this spacious and beautifully maintained condo offering over 1,200 sq. ft. of bright, comfortable living space! Enjoy a generous primary bedroom complete with a walk-in closet and private 2-piece ensuite, plus an additional bedroom with parquet flooring and a large closet. The versatile oversized den is perfect for a home office, family room, or additional living space. The kitchen comes equipped with a dishwasher, double-door fridge, smooth-top stove, and convenient pantry. Enjoy bri…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SUTTON GROUP REALTY SYSTEMS INC.
Source: TRREB/PROPTX · MLS® W13662482
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,481 | $1,707/mo |
| Government & taxes | ||
| Property tax | $1,568 | $131/mo |
| Land transfer tax(closing) | $5,473 | $456/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,499 | $375/mo |
| Condo fees | ||
| Condo / HOA fees | $12,809 | $1,067/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,491 | $4,624/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.