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$629,900
DOM76days70 Annie craig Drive · Toronto · Ontario M8V 0G2
76 days on market
Wow! Welcome to Vita on the Lake-Just 4 years young! This stunning lakefront one-bedroom-plus-den (Can Be 2nd BR) condo offers two full bathrooms (a 4-piece and a 3-piece), Total Area 778 SF (Interior 663 + Exterior 115), 9-foot ceilings, and a spacious balcony with access from both the living room and bedroom. The upgraded kitchen features a huge island and stainless steel appliance package, all complemented by tasteful finishes throughout. Outstanding building amenities include an outdoor pool…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RICH HOME REALTY INC.
Source: TRREB/PROPTX · MLS® W13654680
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,676 | $2,390/mo |
| Government & taxes | ||
| Property tax | $2,701 | $225/mo |
| Land transfer tax(closing) | $9,073 | $756/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,299 | $525/mo |
| Condo fees | ||
| Condo / HOA fees | $6,216 | $518/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $63,625 | $5,302/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.