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$729,000
James Club · 1135 Royal York Road · Toronto · Ontario M9A 0C3
77 days on market
Welcome to The James Club in Edenbridge-Humber Valley, one of Etobicoke's most desirable communities. Perfectly situated across the street from the newly renovated Humbertown Shopping Centre, this bright and spacious 2-bedroom + den, 2-bath includes 1 Parking and 1 Locker. This residence offers an open-concept layout, abundant natural light, and a functional split-bedroom floor plan. Step out onto your private balcony and enjoy the bright, airy living space. The den, complete with elegant French…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $45KPrice reduction
MLS shows the seller reduced the asking price by $44,900 (from $773,900 to $729,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX PROFESSIONALS INC.
Source: TRREB/PROPTX · MLS® W13651990
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,187 | $2,766/mo |
| Government & taxes | ||
| Property tax | $3,606 | $301/mo |
| Land transfer tax(closing) | $11,055 | $921/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,290 | $608/mo |
| Condo fees | ||
| Condo / HOA fees | $10,098 | $842/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $75,897 | $6,325/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.