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$415,000
DOM85days40 Panorama Court · Toronto · Ontario M9V 4M1
85 days on market
Rare Opportunity in Prime Etobicoke! Welcome to this bright, spacious, and functional 2-bedroom, 1-bathroom condominium apartment situated in one of Etobicoke's most vibrant and high-demand neighborhoods. Perfect for first-time homebuyers, downsizers, or savvy investors seeking exceptional value and high returns, this unit boasts UNBEATABLE CARRYING COSTS WITH ANNUAL PROPERTY TAXES UNDER $500/YEAR! Step into a beautifully designed layout featuring seamless laminate flooring throughout and an abu…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE/MIRACLE REALTY LTD
Source: TRREB/PROPTX · MLS® W13621410
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,893 | $1,574/mo |
| Government & taxes | ||
| Property tax | $499 | $42/mo |
| Land transfer tax(closing) | $4,775 | $398/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,150 | $346/mo |
| Condo fees | ||
| Condo / HOA fees | $7,680 | $640/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,156 | $3,763/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.