Loading neighbourhood intel…

$532K · 2+1 bed Condo Apartment · Unit 109, Mile & Creek, 770 Whitlock Avenue, Milton, Ontario L9E 1S2 | HomeSearchCanada

$531,850

Unit 109

46 DOM

2+1246d

Map

DOM 46

$531,850

DOM46days

Unit 109

Mile & Creek · 770 Whitlock Avenue · Milton · Ontario L9E 1S2

MLS® W13595242 · 1026 - CB Cobban · L9E 1S2

2+12Vacant900-999 ft²Condo Apartment2-car UndergroundNo basement46d$560/ft²$0 tax/yrNo basement

46 days on market

About this home

Experience Luxury Living At Mile & Creek A Modern Mid-Rise Masterpiece Offering Style, Space, And Sophistication! This Exceptional 2+Den Suite Boasts 916 Sq Ft Of Thoughtfully Designed Interior Space Plus A Massive 346 Sq Ft Private Outdoor Patio Perfect For Entertaining, Relaxing, And Expanding Your Living Space Into The Open Air. The Open-Concept Layout Is Elevated By A Soaring 12-Ft Ceiling In The Living Room, Floor-To-Ceiling Windows, And A Designer Kitchen Featuring Quartz Countertops, Upgr…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: W13595242
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Hospital, Library, Park, Rec./Commun.Centre, School, Wooded/Treed

Building name: Mile & Creek
Condo corp #: 794
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Club House, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Louis St Laurent/Regional Rd 25
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HARLOWE REALTY CORPORATION

Source: TRREB/PROPTX · MLS® W13595242

Do you own a home in Milton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$532K

Unit 109 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $531,850✓ $0 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,819/mo

incl. closing costs (yr 1)

Annual total

$57,832

year 1

Mortgage only

$2,018/mo

principal + interest

Beyond mortgage

$1,751/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$106,370

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,319/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$73/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,112

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,212/yr

Property taxes12% $7,112/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,319/yr

Condo fees18% $10,529/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,212	$2,018/mo
Government & taxes
Land transfer tax(closing)	$7,112	$593/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,319	$443/mo
Condo fees
Condo / HOA fees	$10,529	$877/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,832	$4,819/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 109

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs