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$525K · 1 bed Condo Apartment · Unit 204, 40 Old Mill Road, Oakville, Ontario L6J 7W2 | HomeSearchCanada

$525,000

Unit 204

2 DOM

112d

Map

DOM 2

Waterfront

$525,000

DOM2days

Unit 204

40 Old Mill Road · Oakville · Ontario L6J 7W2

MLS® W13587226 · 1013 - OO Old Oakville · L6J 7W2

11OwnerOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement2d$700/ft²$2,629 tax/yrNo basement

2 days on market

About this home

Welcome To Suite 204 At 40 Old Mill Road, A Beautifully Maintained Executive Suite Nestled In The Heart Of Prestigious Old Oakville. This One Bedroom Residence Offers 725 Square Feet Of Thoughtfully Designed Open-Concept Space For Comfortable Everyday Living And Effortless Entertaining. Featuring 9 Ft Ceilings, Rich Hardwood Flooring, Elegant Crown Moulding, And Large Windows That Fill The Space With Natural Light, This Suite Exudes Warmth And Timeless Appeal. The Kitchen Is Appointed With Grani…

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Property details

MLS#: W13587226
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Waterfront: Yes

Condo corp #: 482
Balcony: Juliette
Locker: Owned
Association amenities: Bike Storage, Gym, Indoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Trafalgar Rd / Speers Rd
Stories: 4
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: PROPERTY.CA INC.

Source: TRREB/PROPTX · MLS® W13587226

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$525K

Unit 204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $2,629 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,698/mo

incl. closing costs (yr 1)

Annual total

$56,378

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$1,667/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$219/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $23,900/yr

Property taxes17% $9,604/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,250/yr

Condo fees12% $6,963/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$2,629	$219/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$6,963	$580/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,378	$4,698/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs