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$499K · 1+1 bed Condo Apartment · 1026 - CB Cobban, Milton | MyPropertyScout

$498,880

Unit 408

2 DOM

1+112d

Map

NEW 34 HRS AGO

DOM 2

$498,880

DOM2days

Unit 408

770 Whitlock Avenue · Milton · Ontario L9E 2B2

MLS® W13584552 · 1026 - CB Cobban · L9E 2B2

1+11TenantOccupied500-599 ft²Condo Apartment1-car UndergroundNo basement2d$908/ft²$2,552 tax/yrNo basement

2 days on market

About this home

Step into contemporary comfort with this beautifully maintained 1-year-new 1+1 bedroom, 1 bathroom condo in the sought-after Mile & Creek by Mattamy Homes. Steps to Golf Course, Featuring Soaring ceilings, floor-to-ceiling windows, and a spacious private terrace with a pleasant open outlook , this bright and airy home offers a stylish open-concept layout that's perfect for modern living. The contemporary kitchen showcases quartz countertops, designer cabinetry, a sleek backsplash, and premium f…

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Property details

MLS#: W13584552
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Rec./Commun.Centre, School, Wooded/Treed

Condo corp #: 794
Balcony: Terrace
Locker: None
Association amenities: Concierge, Exercise Room, Game Room, Gym
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Louis St Laurent/Regional Rd 25
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® W13584552

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$499K

Unit 408 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $498,880✓ $2,552 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,472/mo

incl. closing costs (yr 1)

Annual total

$53,669

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,584/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,776

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$213/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,989/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,453

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,711/yr

Property taxes17% $9,005/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,989/yr

Condo fees12% $6,304/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,711	$1,893/mo
Government & taxes
Property tax	$2,552	$213/mo
Land transfer tax(closing)	$6,453	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,989	$416/mo
Condo fees
Condo / HOA fees	$6,304	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,669	$4,472/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs