Loading neighbourhood intel…
Loading neighbourhood intel…
$525,000
3047 Finch Avenue · Toronto · Ontario M9M 0A5
99 days on market
Welcome to this beautifully maintained 2+1 bedroom stacked condo townhouse in the heart of Toronto, offering a rare find with two dedicated parking spaces. This home blends modern living with everyday convenience. Inside, you'll find a spacious and functional layout featuring two generous bedrooms and a versatile den - perfect for a home office or extra living space. The kitchen features stainless steel appliances and rich hardwood floors throughout the home add warmth and style. Filled with nat…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REAL BROKER ONTARIO LTD.
Source: TRREB/PROPTX · MLS® W13571060
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,900 | $1,992/mo |
| Government & taxes | ||
| Property tax | $2,096 | $175/mo |
| Land transfer tax(closing) | $6,975 | $581/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,250 | $438/mo |
| Condo fees | ||
| Condo / HOA fees | $7,525 | $627/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,407 | $4,701/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.