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$614K · 2+1 bed Condo Apartment · 1026 - CB Cobban, Milton | MyPropertyScout

$613,990

Unit 209

11 DOM

2+1211d

Map

DOM 11

$613,990

DOM11days

Unit 209

Mile & Creek 3 · 740 Whitlock Avenue · Milton · Ontario L9E 2B6

MLS® W13550348 · 1026 - CB Cobban · L9E 2B6

2+12Vacant900-999 ft²Condo Apartment2-car UndergroundNo basement11d$647/ft²$0 tax/yrNew buildNo basement

11 days on market

About this home

Discover a home that offers more room to live, work and unwind at Mile & Creek 3 by Mattamy Homes. This brand-new 2-Bedroom + Den, 2-Bath residence pairs a spacious, well-planned interior with open views toward the pond and surrounding low-rise community, offering a peaceful outlook and a welcome sense of space beyond the suite.Designed for real everyday living, the layout features a generously sized den that provides meaningful flexibility as a private home office, study, playroom or guest spac…

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Property details

MLS#: W13550348
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: Approx. New yrs

Occupancy: Vacant
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Foundation: Unknown
Property features: Library, Park, Public Transit, Rec./Commun.Centre, School, Wooded/Treed

View: Clear, Hills, Trees/Woods

Building name: Mile & Creek 3
Condo corp #: 819
Balcony: Open
Locker: Owned
Association amenities: Club House, Concierge, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Recreational Area
Fronting on: —
Cross street: Whitlock Ave/Yates Dr
Stories: 2
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Laundry level: Main Level
Interior: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HARLOWE REALTY CORPORATION

Source: TRREB/PROPTX · MLS® W13550348

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$614K

Unit 209 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $613,990✓ $0 tax✓ Other✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,217/mo

incl. closing costs (yr 1)

Annual total

$62,606

year 1

Mortgage only

$2,329/mo

principal + interest

Beyond mortgage

$1,700/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$122,798

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,140/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,755

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $27,951/yr

Property taxes14% $8,755/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,140/yr

Condo fees15% $9,100/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,951	$2,329/mo
Government & taxes
Land transfer tax(closing)	$8,755	$730/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,140	$512/mo
Condo fees
Condo / HOA fees	$9,100	$758/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,606	$5,217/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs