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$525,000
XO Condos · 270 Dufferin Street · Toronto · Ontario M6K 0H8
105 days on market
Your First Home Starts Here. Suite 1012 at XO Condos offers the perfect balance of thoughtful design, exceptional location and everyday convenience, creating an ideal opportunity for first-time buyers, professionals and investors. Inside, you'll find a bright, efficiently planned one-bedroom plus den layout that's been freshly painted, allowing you to move in and immediately feel at home. The versatile den easily adapts to the way you live, whether you're working remotely or creating a dedicated…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SAGE REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® W13549874
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,900 | $1,992/mo |
| Government & taxes | ||
| Property tax | $2,824 | $235/mo |
| Land transfer tax(closing) | $6,975 | $581/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,250 | $438/mo |
| Condo fees | ||
| Condo / HOA fees | $5,500 | $458/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,109 | $4,592/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.