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$599,000
10 Wilby Crescent · Toronto · Ontario M9N 0B6
113 days on market
Where City Living Meets Nature. Wake up to panoramic Humber River views, endless treetops and spectacular sunsets-then be at Union Station or Pearson Airport in minutes. This bright, sun-filled corner suite offers the perfect balance of tranquility and convenience. With 3bedrooms, 2 baths and 1,021 sq. ft. of thoughtfully designed living space, the open-concept layout is flooded with natural light and flows effortlessly to a private balcony overlooking one of Toronto's most beautiful natural lan…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $51KPrice reduction
MLS shows the seller reduced the asking price by $50,900 (from $649,900 to $599,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX PROFESSIONALS INC.
Source: TRREB/PROPTX · MLS® W13513656
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,269 | $2,272/mo |
| Government & taxes | ||
| Property tax | $3,376 | $281/mo |
| Land transfer tax(closing) | $8,455 | $705/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,990 | $499/mo |
| Condo fees | ||
| Condo / HOA fees | $8,913 | $743/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,663 | $5,389/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.