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$649,900
One Sherway · 235 Sherway Gardens Road · Toronto · Ontario M9C 0A2
115 days on market
Incredible 2 Bedroom 2 Bathroom Suite with corner balcony at high in demand One Sherway. Pride of ownership! Enjoy Living and Dining Room with smooth ceilings, beautiful hardwood floors, floor to ceiling windows for plenty of natural light, and walk-out. The open Kitchen features beautiful white cabinets, granite counters, and newer stainless steel appliances. The Primary Bedroom has a large closet and 4-Piece Ensuite Bathroom. The 2nd Bedroom also has a large closet and is located next to a 3-P…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: PANORAMA R.E. LIMITED
Source: TRREB/PROPTX · MLS® W13503616
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,586 | $2,466/mo |
| Government & taxes | ||
| Property tax | $2,579 | $215/mo |
| Land transfer tax(closing) | $9,473 | $789/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,499 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $9,265 | $772/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $68,062 | $5,672/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.