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$635K · 2 bed Condo Apartment · Unit 405, 128 Grovewood Common, Oakville, Ontario L6H 0X3 | HomeSearchCanada

$634,900

Unit 405

26 DOM

2226d

Map

DOM 26

$634,900

DOM26days

Unit 405

128 Grovewood Common · Oakville · Ontario L6H 0X3

MLS® W13496926 · 1008 - GO Glenorchy · L6H 0X3

22Vacant800-899 ft²Condo Apartment1-car UndergroundNo basement26d$747/ft²$2,612 tax/yrNo basement

26 days on market

About this home

Well-maintained, freshly painted 2-bedroom, 2-bathroom condo in Mattamy's Bower Condos, ideally located in Oakville's Uptown Core. This 848 sq. ft. suite features a functional open-concept layout with 9-foot ceilings and quality finishes throughout. The modern kitchen offers quartz countertops, a breakfast bar, stainless steel appliances, including a new dishwasher, and overlooks the living and dining area with walk-out to a private balcony. The primary bedroom includes a walk-in closet and 4-pi…

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Property details

MLS#: W13496926
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 720
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dundas and Trafalgar
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® W13496926

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$635K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $634,900✓ $2,612 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,327/mo

incl. closing costs (yr 1)

Annual total

$63,926

year 1

Mortgage only

$2,409/mo

principal + interest

Beyond mortgage

$1,696/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$126,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,903/yr

Property taxes18% $11,785/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,349/yr

Condo fees10% $6,229/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,903	$2,409/mo
Government & taxes
Property tax	$2,612	$218/mo
Land transfer tax(closing)	$9,173	$764/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,349	$529/mo
Condo fees
Condo / HOA fees	$6,229	$519/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,926	$5,327/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs